CarmelAdvertiseGet it Thursday

Home / Carmel / Living in Carmel

Living in Carmel

Carmel is a city in Hamilton County on the north edge of Indianapolis, with the Monon Greenway running through it. The Census Bureau estimated 105,634 people in July 2025, up from 99,756 in the 2020 estimates base. Most of the city is in Carmel Clay Schools.

Every fact links to where we read it. Sponsors can't change anything on this page.

Quick facts

People in the city
105,634July 2025 Census estimate, up from 99,756 in the April 2020 estimates baseSource
Schools
Carmel Clay Schools15,913 students in 2025-26 (Indiana Department of Education). Carmel parcels in Washington Township are in Westfield Washington Schools' tax districtSource
Downtown Indianapolis
About 33 min14.4 miles from City Hall (One Civic Square) to Monument Circle, no traffic. Estimate
Indianapolis International Airport
About 46 min30.9 miles from City Hall (One Civic Square), no traffic. Estimate
Noblesville (county seat)
About 22 min13.0 miles from City Hall (One Civic Square) to the Hamilton County Judicial Center, no traffic. Estimate
Property tax
Capped at 1% of a homestead's gross assessed valueDistrict rate $2.0167 per $100 of net assessed value in 2026 for most of the citySource

Neighborhoods

Neighborhoods not collected for Carmel in this pass.

Schools

Zones change. Check any address with the district.

Carmel Clay Schools: Most of the city (Clay Township)

Westfield Washington Schools: Carmel parcels in Washington Township (the state's Carmel Washington tax district)

Carmel Clay Schools campuses, 2025-26 (Indiana Department of Education) Source

High schoolCarmel High School
Middle schoolsCarmel Middle School
Clay Middle School
Creekside Middle School
Elementary schoolsCarmel Elementary
Cherry Tree Elementary
Clay Center Elementary
College Wood Elementary
Forest Dale Elementary
Mohawk Trails Elementary
Prairie Trace Elementary
Smoky Row Elementary
Towne Meadow Elementary
West Clay Elementary
Woodbrook Elementary

A normal week here

Pulled from this week's pages

Everything this week in Carmel · Friday night football · The Brunch list · Kids

Property taxes

Rate per $100 of net assessed value, by taxing unit, 2026
Who taxes itRateSource
Hamilton County$0.2737 per $100 of net assessed value (2026)Source
City of Carmel$0.7783 per $100 of net assessed value (2026)Source
Carmel Clay Schools$0.8425 per $100 of net assessed value (2026)Source
Carmel Clay Public Library$0.0590 per $100 of net assessed value (2026)Source
Clay Township$0.0608 per $100 of net assessed value (2026)Source
Hamilton County Solid Waste District$0.0024 per $100 of net assessed value (2026)Source
Total, Carmel district (most of the city)$2.0167 per $100 of net assessed value (2026)Source
Total, Carmel Washington district (Carmel parcels in Washington Township)$2.4068 per $100 of net assessed value (2026)Source
2026 rate for most of Carmel, before the 1% homestead cap$2.0167 per $100

Indiana caps a homestead's yearly tax at 1% of its gross assessed value (2% other residential and farmland, 3% other property). The rate is applied to net assessed value after deductions, then the cap applies.

The basics

Trash, water, power, voting
City HallOne Civic Square, 317-571-2400, Monday to Friday 8:00a to 5:00p. City of Carmel
TrashRepublic Services picks up trash and recycling weekly under the city's contract, required for every home in city limits. Three carts come with the monthly price; more are $6.75 each a month. The route map shows your day. Trash and recycling
WaterCarmel Utilities, the city's utility, runs water and sewer: 30 W Main St, Suite 220, 317-571-2442. Carmel Utilities
LibraryCarmel Clay Public Library. Library site

The short version

Quick answers

As of Sun Nov 1

How many people live in Carmel, Indiana?

105,634. July 2025 Census estimate, up from 99,756 in the April 2020 estimates base.

What school district is Carmel in?

Carmel Clay Schools: Most of the city (Clay Township) Westfield Washington Schools: Carmel parcels in Washington Township (the state's Carmel Washington tax district)

How far is Carmel from Indianapolis?

About 33 min to downtown Indianapolis, 14.4 miles from City Hall (One Civic Square) to Monument Circle, no traffic. Estimate.

What is the property tax rate in Carmel, Indiana?

About $2.0167 per $100, 2026 rate for most of Carmel, before the 1% homestead cap, adding up Hamilton County, City of Carmel, Carmel Clay Schools, Carmel Clay Public Library, Clay Township, Hamilton County Solid Waste District, Total, Carmel district (most of the city), Total, Carmel Washington district (Carmel parcels in Washington Township). Exemptions can lower the bill.

When is trash pickup in Carmel?

Republic Services picks up trash and recycling weekly under the city's contract, required for every home in city limits. Three carts come with the monthly price; more are $6.75 each a month. The route map shows your day.

Open spotQuestions go to the agent who presents this page
Thinking about Carmel? Ask a question.
When an agent presents this page, questions from here go straight to them, and nowhere else.
Claim Carmel

Also: Living in Fishers · Living in Noblesville · Living in Westfield